Practice Areas

Associations

Hilary A. Creary P.A.
National Association of Consumer Advocates
National Association of Consumer Bankruptcy Attorneys
American Bankruptcy Institute
The Bar Association of The Fifth Federal Circuit
Dallas Bar Association

Recent Posts

By kellettbartholow 27 Jul, 2020
 July 24, 2020: Roanoke, Virginia                                                 A second nationwide class-action lawsuit has been filed against Wells Fargo for fraudulently putting people into forbearance status on their home mortgage payments without their knowledge, consent, or request under the guise of COVID-related mortgage relief.  The lawsuit seeks remedies for thousands of homeowners who are suffering damages as a […] The post Wells Fargo Places Homeowners In Forbearances They Never Asked For Or Wanted appeared first on Kellett & Bartholow PLLC.
By kellettbartholow 16 Jul, 2020
Press Release, July 2020: Roanoke, Virginia Kellett & Bartholow PLLC (Dallas, Texas) and co-counsel Giles & Lambert, PC (Roanoke, VA), Abelardo Limon (Brownsville, Texas), and The Crow Law Firm (Charlotte, NC) have filed a nationwide class action against Wells Fargo Bank, N.A. alleging that Wells Fargo has, without its customers’ authorization or knowledge, filed notices […] The post Wells Fargo Wreaks Havoc in Borrowers’ Bankruptcy Cases by Filing False Mortgage Forbearance Notices appeared first on Kellett & Bartholow PLLC.
By kellettbartholow 10 Oct, 2018
Welcome to our new website! This site has been professionally designed to be responsive and mobile friendly, so it looks great and is accessible no matter what type or size of device you are using. Our new website also has an integrated Client Portal, meaning you are able access your case documents, correspondence and calendars […] The post Welcome to our new website! appeared first on Kellett & Bartholow PLLC.

Improper Credit Reporting

Improper Credit Reporting

Having good credit is about more than being able to get a credit card. It can have a direct impact on your ability to qualify for a mortgage, a car loan, affordable insurance – even a job. Yet every year, millions of errors wind up on credit reports – many of them serious enough to have a major impact on your financial life and well-being.

Fair Credit Reporting Act

The Fair Credit Reporting Act (FCRA) was established to protect consumers, providing strict guidelines that establish how credit information is collected, distributed, and verified (a key part of the process of error resolution). Under FCRA guidelines, if you find an error on your report, the reporting agency must follow specific guidelines to investigate the error and have incorrect information removed from your report in a timely fashion. If they fail to do so, you may be able to file a claim to recover damages you suffer as a result.

Help for Credit Reporting Violations

Kellett & Bartholow PLLC helps clients enforce their rights and collect any damages they incur as a result of improper credit reporting. We understand the vital importance of good credit, and we also understand the laws designed to protect consumers from improper and illegal practices. Don’t let credit report mistakes ruin your financial future. Contact Kellett & Bartholow PLLC today and learn how we can help you protect your credit and your rights.

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