Experience Matters

At Kellett & Bartholow PLLC, our attorneys have over 50 years of combined experience in consumer bankruptcy litigation.

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Practice Areas

Consumer Bankruptcy Litigation

We bring litigation on behalf of debtors in bankruptcy when the case is too complicated or time consuming for the debtor’s bankruptcy attorney to handle.  We prosecute stay and discharge violations, proof-of-claim abuses, mortgage-servicer abuses and other creditor violations of the Bankruptcy Code and Rules.

Improper Credit Reporting Litigation

We represent our clients in enforcing their rights under the Fair Credit Reporting Act, and ensure that furnishers of credit information and credit reporting agencies accurately report the credit histories of our clients.  We sue to recover damages from those who have injured our clients through wrongful credit reporting.

Mortgage Servicing Litigation

Mortgage servicers often misapply payments and add illegal fees and charges to homeowners’ mortgage loans, among a litany of other abuses.  We litigate against mortgage servicers and ensure that they never illegally foreclose on our client’s homesteads, and obtain damages for our clients for the servicer’s wrongful actions.

Consumer Financial Services Class Actions

We bring and prosecute class actions when creditors commit wrongful acts against consumers or debtors on a wide-scale basis.  We have successfully resolved regional and nationwide class actions against financial service providers, including some of the largest in the country.

Unfair Debt Collection Litigation

The Fair Debt Collection Practices Act provides important limitations on the actions that debt collectors can take in attempting to collect debts.  We sue debt collectors that violate this important law through their illegal and abusive debt-collection practices.

Consumer Bankruptcy and Debt Settlement

We represent our clients in state court sued by creditors and debt buyers, and help them work out a plan to settle their outstanding debts.  We also help them determine if bankruptcy is the most beneficial way of resolving their debt issues, including stopping a foreclosure or an automobile repossession.

Our Thoughts

  • Do Medical Bills from Cancer Increase the Risk of Filing Bankruptcy?

    A recent article by the New York Times reviewed a study of whether medical bills for cancer patients cause more bankruptcies. The researchers found that “cancer patients were twice as likely to file for bankruptcy as people without cancer.” The s ...
  • Medical Bills Pushing People to Bankruptcy

    Having problems paying your medical bills? There is evidence building that more and more often, medical bills are pushing people into bankruptcy. ...
  • Why Should I Check My Credit Report?

    The worst thing you can do for your credit is to allow inaccurate or out of date information to remain on your credit report. By simply checking your credit report, you can stay apprised of all suspicious action. ...
  • When Collection Agencies Go Too Far

    How do you know if you are suffering collection harassment, and when is it time to seek an attorney? Learn debt collection laws to protect yourself. ...
  • Spotting Mortgage Relief Service Scams

    Discover some simple tips on spotting mortgage relief service scams before falling victim to the top mortgage relief scams used today. ...
  • FTC Cracking Down on Mortgage Relief Scammers

    The FTC has been busy cracking down on mortgage relief scams. The FTC has obtained settlements from over 20 individuals and companies since the first quarter involved with scamming distressed homeowners. ...