Bankruptcy doesn’t just help you get a fresh start financially. It also provides specific legal rights designed to protect consumers from creditor efforts to collect on pre-bankruptcy debts while they are in a bankruptcy.
For most people, buying a home means having a mortgage, and that means relying on their mortgage servicing company to properly process and apply payments, handle escrow for taxes and insurance, and provide other support services related to their mortgage. Most mortgage services do just that. But unfortunately, servicing companies can and do make mistakes. […]
About 80 percent of Americans are in some type of debt, and for those who fall behind in their payments, that can mean facing annoying and even abusive phone calls or letters by aggressive and often unscrupulous debt collectors. Fortunately, there are laws that limit and even forbid this type of activity. The Fair Debt […]
Having good credit is about more than being able to get a credit card. It can have a direct impact on your ability to qualify for a mortgage, a car loan, affordable insurance – even a job. Yet every year, millions of errors wind up on credit reports – many of them serious enough to […]
Class action lawsuits address major and widespread wrongdoing. Our firm is recognized when it comes to filing successful class actions against consumer financial services businesses who violate the law, including mortgage servicing companies, collection agencies, and others. Our team has successfully resolved class actions on a regional and national scale, and we’re always up to […]
Bankruptcy doesn’t just help you get a fresh start financially. It also provides specific legal rights designed to protect consumers from creditor efforts to collect on pre-bankruptcy debts while they are in a bankruptcy. During bankruptcy, these protections are called the “automatic stay” (11 U.S.C. § 362). Congress included the automatic stay in the bankruptcy […]